2025 Allstate America’s Best Drivers Report reveals the safest and riskiest driving cities

(BPT) - Texas tops the safety charts, the Pacific Northwest makes big gains, and Boston returns as America's riskiest driving city in Allstate's 17th annual report.

The 2025 Allstate America's Best Drivers Report reveals that Texas leads the nation in safe driving, with four cities in the top 20, including Brownsville, which reclaims its title as the safest driving city in America. Meanwhile, Boston is once again the most collision-prone city in the nation, where drivers are nearly 3.5 times as likely to be in a collision compared to the national average.

First launched in 2005, this year's Allstate America's Best Drivers Report revisits collision data published a decade ago to reveal surprising shifts in driving safety across the country, just as Americans prepare for another busy summer on the roads.

"No matter where you drive, the best way to protect yourself and others is simple: buckle up, stay focused and slow down," said Sandee Lindorfer, vice president of auto claims at Allstate. "These are three of the most effective ways to prevent crashes, and they cost nothing but attention."

Driving by the numbers: What the data reveals

East Coast or West Coast: Which is riskier?

• Seven of the 10 cities with the highest collision rates are located in the Northeast, including Boston, Washington, D.C., Baltimore and Philadelphia.
• But don't count out the West Coast: Los Angeles, Glendale and Oakland, California, round out the 10 riskiest cities for drivers.

Everything's bigger – and safer – in Texas

• Brownsville, Texas, is the safest driving city in America, with Laredo, McAllen and Corpus Christi also landing in the top 20.
• Across the state, 21 cities, including major metros such as Austin, Fort Worth, Houston and Dallas, have climbed the ranks over the past decade.

The Pacific Northwest gets a glow-up

• Drivers in Washington, Oregon and Alaska are safer behind the wheel than they were a decade ago, with some of the largest reductions in collisions nationwide.
• Bellevue, Washington, leads the way, climbing 133 spots since 2015 to earn the title of most improved city. Other Northwest cities making significant strides include Anchorage, Alaska, and Portland, Oregon.

Midwest "nice" hits a speed bump

• Several Midwestern cities have experienced significant declines in safe driving since 2015.
• St. Louis saw the steepest drop, falling 90 spots to No. 175. Des Moines, Iowa, dropped 89 places to No. 108, and Kansas City, Missouri, slid 84 spots to No. 101.
• Other cities following this downward trend include Sioux Falls, South Dakota; Minneapolis; Cleveland; Omaha, Nebraska; and Indianapolis.

Collision rates climb in America's riskiest cities

• While the average city has seen a modest decline in collisions since 2015, the gap between the safest and riskiest cities is widening.
• Several cities among the 50 most collision-prone cities have seen more than a 25% increase in crash rates since 2015, underscoring a growing divide in road safety.

How to stay safe and save on the road this summer

No matter where your city ranks, Allstate offers smart ways to stay protected and cut costs wherever you go.

• Stick to the speed limit and drive safely. It sounds simple, but it pays off. Avoiding violations and accidents for several months can earn safe driving discounts.
• Use a safe driving app. Programs like Allstate's Drivewise, available in the Allstate mobile app, reward smooth driving habits like safe speeds, gentle braking and staying off your phone. It personalizes your rate based on real-time behavior, and people who use Drivewise are 25% less likely to have a severe collision compared to those who do not.
• Consider cars with strong safety features. Cars with airbags, anti-lock brakes, advanced driver aids and factory-installed anti-theft systems offer greater protection and reduce the risk of accidents and theft — benefits that may also translate into insurance savings.
• Set young drivers up for success. Young drivers under 25 can save by completing an approved driver ed program or maintaining good grades — proof that preparation and responsibility pay off.

Find more safety tips and ways to save before hitting the road this summer at Allstate.com/Best-Drivers. Curious how your city ranked? Check out the full list in Allstate's 2025 America's Best Drivers Report below.

Methodology

The Allstate America's Best Drivers Report is the result of an in-depth examination of company auto claims data to determine the likelihood drivers in America's 200 most populous cities will experience a vehicle collision compared to the national average. According to Allstate claims data, the average driver in the U.S will experience a collision once every 10.56 years. This year, Allstate researchers analyzed property and collision damage claims reported during the two-year period of January 2022 to December 2023. The report defines a collision as any auto crash resulting in a property or collision damage claim and uses U.S. Census Bureau data to determine America's 200 largest cities. Allstate's auto policies represent approximately 10% of all U.S. auto policies, making this report a realistic snapshot of what is happening on America's roadways. The Allstate America's Best Drivers Report is produced solely to boost the country's discussion about safe driving and to increase awareness of the importance of being safe and attentive behind the wheel. The report is not used to determine auto insurance rates.

About Allstate

The Allstate Corporation (NYSE: ALL) protects people from life's uncertainties with a wide array of protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate is widely known for the slogan "You're in Good Hands with Allstate." For more information, visit www.allstate.com.